The Viridian Capital Credit Ranking Model utilizes eleven different bespoke financial and market variables to resolve four critical credit factors: Liquidity, Leverage, Profitability, and Size.

This chart shows the FICO score breakdown as posted by FICO, as well as the breakdown of VantageScore 4.0. Steps to improve ...

Your credit utilization ratio is part of the "amounts owed" category, which determines about 30% of your FICO score, the most widely used credit scoring model among creditors. VantageScore 3.0 ...

Your credit score measures the likelihood that you'll pay your debts back on a scale of 300 to 850. Any action that casts doubt on this likelihood, like a late payment or high utilization ratios ...

If you’ve been looking for information on how to raise your credit score, the answer might be closer to home than you think.Believe it or not, asking a family member for help can go a long way ...

Your credit score is how lenders know if you’re a risky borrower or not, and it’ll determine what loans you get approved for and the type of terms you get on your loans. ...

The Fed shows our total credit card debt is the highest since they started keeping track (see the second chart here). We’re almost at a trillion dollars owed. The average card balance per ...

Very poor: 300 to 579; Fair: 580 to 669; Good: 670 to 739; Very good: 740 to 799; Excellent: 800 to 850; With a 705 credit score, you will likely qualify for a variety of credit products and loans ...

The Chart shows the top ten Canadian cannabis companies by credit quality (based on the Viridian Credit Tracker Model). The best-ranked credits are on the left.

Based on data from the chart above, if you start with a credit score of 620-639, here’s how much you’d save over the course of your mortgage by boosting your credit score. If your score ...

Your credit score plays a huge role in the interest rate you'll receive when you apply for a mortgage — that doesn't just apply to home loans though; the same holds true for personal loans ...