A VantageScore is a type of credit score to help lenders decide your creditworthiness. It intends to provide a reliable way of scoring a wider swath of consumers than competing models like FICO, ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Often touted as a next-gen alternative to Ethereum or Bitcoin, the Solana blockchain is now making headlines for a very different reason: onchain credit ratings. In June 2025, Moody’s teamed up with a ...

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt — $1.18 ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

SAN ANTONIO--(BUSINESS WIRE)--Nearly half of Gen Zers (45%) lack a good understanding of the factors that affect their credit score, with roughly 1 in 5 (18%) having never checked their credit score ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...