Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA.

Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes.FICO and ...

One missed payment could ding a credit score by about 80 points, on average, according to a new report by LendingTree.

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

If I walk into a dealer with an excellent score, that puts me in a position to get a better interest rate’ – Fatgie Adams ...

When you request a credit limit increase, your issuer immediately reviews your risk profile. That review can raise your ...