Consumers across the U.S. face unfair credit damage due to errors, identity theft, and deceptive financial practices. Although federal and state laws offer strong legal protections, many cases still ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Renters make up more than a third of the U.S. population. But when it comes to building wealth and credit, they're often locked out. Not only are renters unable to accrue home equity, but because ...

The Washington State Senate has approved a measure that would remove medical debt from credit score reporting. The measure, introduced in late January, declares a medical debt “void and unenforceable ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

An increasing number of Americans are seeing their rent payments reported to credit bureaus — but experts are divided on whether this is a benefit or not. According to a TransUnion survey, 13% of ...

Credit card: With a credit card cash advance, you borrow against your available credit. If you have a $1,000 credit limit, ...