Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and trustworthiness — so the higher your score, the better. An excellent credit score, which ...

Parents can add a child as an authorized user to their credit card account to help build a kid's credit history and credit score. The strategy is generally best for kids in their later teenage years, ...

There are numerous ways to improve your credit score. Some of the basic ways entail maintaining a healthy credit lifestyle by paying your credit card bills on time, keeping credit card utilisation ...

Having a high credit score can open doors and save you money. Whether you’re applying to rent an apartment or get a loan, your chances of success—and favorable terms—hinge on your credit score, or ...

Your credit score plays an important role in your long-term financial success. We outline below what you should know about the factors that influence your credit score and how to use that knowledge to ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

In many sports, it's possible to play a game that can be counted as "perfect." Knock down 120 pins with 12 bowls in 10-pin bowling and you've bowled a perfect game. Retire all 27 batters without ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...