Parents can add a child as an authorized user to their credit card account to help build a kid's credit history and credit score. The strategy is generally best for kids in their later teenage years, ...

A credit score is a three-digit number in a range from 300 to 850 that is determined by your credit history. Lenders use it to gauge your ability to pay back a loan. What is a good credit score? A ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...