Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in the long run.

Credit scores are more than just numbers—they affect your ability to borrow, rent, and even land certain jobs. Yet, many people make decisions based on false beliefs. Let’s bust the biggest credit ...

Dave Ramsey says consumers can get by without a credit score. Having a credit score or card isn’t a problem so much as having debt. When used appropriately, credit cards can put extra money in your ...

This article was paid for by USAA Bank. Establishing and maintaining a good credit score is an essential part of unlocking many financial opportunities in life, impacting everything from mortgage and ...

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This map of the average credit score by state shows how credit scores differ by region Aaron McDade is a breaking news reporter for Investopedia. He is an experienced journalist who has covered ...

Buy now, pay later (BNPL) loans — the payment plans that allow you to break up a purchase into smaller installments — typically have no bearing on credit score. But that is about to change. In ...

(WJAR) — After a multi-year pause, the federal government resumed collections on student loans earlier this month. They are also once again reporting borrowers who are behind on payments – which could ...

Credit builder cards are designed to help kick off – or grow – a credit score. This is the measure lenders use when deciding whether or not to grant a loan or credit card, and at what interest rate.