A payment gateway encrypts and transmits customer data; a processor moves funds between accounts. Both are essential for online credit card transactions.

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DTE will add a per transaction processing fee to customers who use debit or credit cards to make utility payments, starting in March.

The U.S. Department of Justice plans to file a lawsuit against Visa, the world’s largest payments network operator, alleging that the company illegally monopolized the country’s debit card market, ...