Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

No one wants a bill to be sent to collections, but life happens. The good news is that it isn't the end of the world. Here's what you need to know about collections and their impact on your ...

If you’re drowning in debt, debt relief could be a way to reduce some of the burden, or at least give you a more manageable payment plan. The process, which is also frequently called “debt settlement, ...

Your credit score may not improve with on-time bill payments alone. Some debt payments have "no impact" on your score, one expert says. Americans have a near-record level of credit card debt — $1.18 ...

Could your debt be reduced or forgiven? Take our financial relief quiz. There is nothing like the thrill of paying off a debt. However, that excitement can quickly wane, turning into impatience as you ...

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to improve their credit. Separating fact from fiction is essential ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

Credit card debt relief is gaining attention as balances cross $1.1 trillion and interest rates stay above 21%. In 2026, ...