You can expect to spend about 1% to 3% of your annual income, on average, on short-term disability insurance. But your individual rate will depend on factors such as your age, health, occupation, and ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

When Justin Gimotea’s anxiety and depression flared in 2023, he did what an increasing number of American workers do: He took a leave of absence. He filed a claim for temporary disability benefits to ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

I was talking to a good friend recently about what to do with a small amount of money she inherited from a distant cousin. She’s a teacher who’s never had more than a few thousand dollars stashed away ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

When you’re living with lupus, it can impact all aspects of your daily life, including your ability to work and finances. For many, lupus symptoms like fatigue and pain can make it very difficult — or ...

Given the substantial investment to become a practicing physician, it should not be surprising that the most significant asset of most orthopedists is their ability to practice their profession.