In Charles Dickens’s novel David Copperfield, acharacter speaks perhaps the greatest truth ever uttered aboutpersonal finances: “Annual income twenty pounds, annual expenditurenineteen six, result ...

Microsoft Excel is a full-featured spreadsheet application with plenty of features for managing data. With its robust functions and commonly used calculations, it’s also a solid money-management tool.

There are lots of ways to budget, but if you pick a spreadsheet, where do you even start? Staring at a blank budget spreadsheet can be daunting. You don’t have to go it alone though. A spreadsheet ...

Budgeting is more popular than ever. A 2022 Debt.com survey found that 86% of people track their monthly income and expenses, up from 80% in 2021 and 2020 and roughly 70% pre-pandemic. And in a world ...

If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...

The problem with most budgets is they don't work. While they look at a typical month's spending, what about birthdays, that dentist visit and other one-offs? This guide gives you some helpful tips and ...