Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Katie covered all things how-to at CNET, with a focus on Social Security and notable events. When she's not writing, she enjoys playing in golf scrambles, practicing yoga and spending time on the lake ...

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Boosting your credit score often requires months of responsible financial behavior. But a new tool from Experian – one of the three major credit bureaus – enables ...

According to recent reports, the average American’s FICO credit score is 695, the highest in a string of steady increases over the past several years. While considered a pretty “good” score, a ...

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...