Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Borrowers will see their credit score take account of rental payments for the first time under a major overhaul being rolled out by Experian to better reflect how credit applications are assessed by ...

COSTA MESA, Calif.--(BUSINESS WIRE)--Experian ®, a global leader in data and technology, today announced the Experian Credit + Cashflow Score. The first-of-its-kind model combines Experian’s ...

Experian is overhauling its credit scoring system for the first time in decades, with rental payments set to count towards credit scores from November 2025. The credit reference agency will expand its ...

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

Experian overhauls credit scoring system Credit ratings agency Experian is to include rantal payments in its credit scoring system as part of a major overhaul that better reflects how credit ...