Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

With buy now/pay later carving out its place as a lasting consumer credit product, nonbank lenders have been looking for ways to improve credit decisions. Processing Content Affirm has taken the first ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Fair Isaac, known as FICO, is aiming to cut costs for the mortgage industry as it looks to bypass Equifax, TransUnion and Experian FICO says it plans to license its credit scores for mortgages ...

Credit scores are up over the past five years at the national level as well as in every U.S. state and metropolitan area, according to a new review of anonymized and aggregated Experian data. From ...

HomeFree-USA announces the Experian CreditCenter, a free tool, backed by FICO, to empower potential homebuyers. This initiative is an extension of Experian’s ongoing partnership with HomeFree-USA, ...