Q: I am an FHA certified real estate appraiser. In one of your articles, you painted an inaccurate picture of FHA appraisers, stating that they are not qualified to identify defects in a home.

FHA loans offer flexibility to borrowers with low credit scores and limited funds for a home down payment. But there’s one area where FHA lenders can’t be flexible: the appraisal. Any property that’s ...

There are dozens of things that can cause an appraiser to torpedo your FHA-insured loan, and hundreds more that can complicate things, sometimes beyond hope. So how do you unpuzzle which problems will ...

The U.S. Department of Housing and Urban Development (HUD) recently issued a draft Mortgagee Letter on reconsideration of value (ROV) policies in connection with appraisals for FHA insured mortgage ...

Given the need for the Federal Housing Administration (FHA) to assure solvency of their insurance fund, they are continuing to publish changes that are designed to protect FHA. Although some of these ...

The U.S. Department of Housing & Urban Development (HUD) has announced that the enactment of Mortgagee Letter 2009-28, Appraiser Independence, will be delayed until Feb. 15, 2010. ML 09-28 (originally ...

Last week the HUD published Mortgage Letter 2008-39 which imposes new requirements on appraisers who want to remain on FHA’s Appraiser roster, as required under the Housing and Economic Recovery Act ...

The Federal Housing Administration (FHA) this week announced that the ability for property appraisals to be conducted via an exterior-only inspection – a core relief component for the reverse mortgage ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...