Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

FHA loans have their own specific set of requirements, including credit score and down payment, that may be lenient than other mortgages' criteria. All FHA loans require you to pay a mortgage ...

The U.S. Department of Housing and Urban Development (HUD) recently announced a Payment Supplement loss mitigation program for Federal Housing Administration (FHA) insured Title 2 mortgage loans, the ...

Reina Marszalek is a senior mortgage editor at Fox Money who has spent more than 10 years writing and editing content. Fox Money is a personal finance hub featuring content generated by Credible ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct rules. VA loans, backed by the Department of Veterans Affairs, are available to ...

FHA loan limits have increased again for the new year. Here’s what to know if you’re hoping to apply for this low-down payment mortgage in 2026. For single-family home loans this year, the FHA loan ...

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Are you looking to refinance your FHA loan? Switching to a conventional loan could be ideal if you qualify for more competitive terms or if you want to get rid of mortgage insurance. But is it the ...

FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. Borrowers with a credit score of 500 to 579 must put at least 10 percent down. Along with your ...

Recently the U.S. Department of Housing and Urban Development (HUD) rescinded various FHA mortgage loan requirements in a series of five Mortgagee Letters. As previously reported, HUD announced in ...