Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for 2025-2026 range from 6.39% to 8.94%. Consider maxing out federal ...

Explore the limitations of Federal Direct Loans, including fewer subsidized options for grads, bankruptcy challenges, and ...

College expenses are higher than ever, with the average cost of college in the United States now amounting to around $38,270 per year when accounting for tuition, books, supplies, housing, and daily ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans Written By Written by Staff Loans Writer, Buy Side Emily ...

Forbes contributors publish independent expert analyses and insights. Adam Minsky is an attorney and writer focusing on student loans. This article was updated on Jan. 28, 2025 to reflect additional ...