Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Forbes contributors publish independent expert analyses and insights. I cover tax, budget and retirement policy from Washington Three things are true about long-term care, though many Americans don’t ...

Needing long-term services and supports poses a significant risk to retirement-income adequacy. LTSS refers to a broad range of services to assist individuals who have trouble with activities of daily ...

Medicaid is a joint federal and state health insurance program designed for low-income individuals that can help cover some of the costs associated with long-term care, including assisted living.

Forbes contributors publish independent expert analyses and insights. Bob Carlson researches all facets of retirement finances. Long-term care (LTC) and insurance for it (LTCI) are two of the most ...

Spending cuts should be made in an above-board way, however, not by tripping up Americans with bureaucratic landmines.