The new program allows parents to set up savings for young children that can later be used similarly to a traditional IRA.

When you're claiming spousal benefits, the maximum you can get is 50% of your spouse's Social Security benefit at their full ...

It's considerably less than the overall average, as well as less than the amount people who waited longer to claim benefits are getting.

When you file for Social Security, your spouse becomes eligible for payments known as spousal benefits. However, they won’t receive these payments automatically. Instead, they must file with the ...

For married couples with unequal historical earnings, it may make sense for the lower income spouse to file for Social Security benefits early or before the higher earner. Ultimately, deciding when to ...

If retirement isn’t the goal, FILE might be the better path. What exactly is FILE, or child-free retirement planning? Retirement is traditionally viewed as an on-off switch: You work full-time, then ...

Social Security beneficiaries can claim as early as the age of 62, but can also wait until 70. Filing for retirement benefits at different ages results in payments of different sizes. Most ...

The standard deduction and SALT cap are both higher and there are new perks for seniors, those who financed new cars and ...

These moves can help protect and grow your nest egg, whether you’re already retired or still in the workforce. The most popular annuities protect against all or some losses, while offering either ...