Formal writing often avoids using ‘I or ... close friends and family or when their audience is their own peer group. Informal writing can use sentences, paragraphs, vocabulary, and punctuation ...

Chatty. And the language I use to apologise can be more informal too. (TO PERSON ON PHONE) Yeah, soz, I’m stuck at the doctor’s. This leaflet about opening a bank account uses formal language ...

has barred several of these informal savings groups from the formal digital payments ecosystem. He commended the group for their continued interest in the VSLA program. He was happy that the VSLA ...