Checking your credit score may not be part of your daily financial routine, but when you apply for new credit, such as a loan or credit card, your credit score is critical in determining whether you ...

A credit score is basically a number that gives a lender an indication of the likelihood you’ll pay back your debt. All lending institutions use credit scores to determine if it’s worth the risk to ...

Your credit reports can contain a wealth of information about you and your history with loans, credit cards and collection accounts. They’re also the basis for your credit scores and various ...

A perk offered to consumers during the pandemic has been extended indefinitely. Your free annual credit reports are available every week at no cost. Read on for why you should take advantage. Also, ...

It's possible to regularly check on the state of your credit at no cost to you Ward Williams is a former Editor for Investopedia focused on student loans and other financial products and services. He ...

After the shock of losing her job, Lisa Hill-Green of Richmond, Va., struggled to pay her bills. In an effort to bring down her costs, she went to her mortgage lender for a loan modification. But then ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...