Matt Koppenheffer is the former Head of the Coverage Team at The Motley Fool. He was a full-time Motley Fool employee from 2012-2025 and is a former advisor and analyst for multiple Motley Fool ...

Many big home repairs can’t wait, but your retirement also needs protection. Learn if and when to use cash, a money‑market ...

Some young American families will soon be getting a gift from Uncle Sam. The sweeping budget bill that President Donald Trump signed into law on Friday included a provision for the creation of ...

Since 2023, most retirees must take required minimum distributions, or RMDs, from pretax retirement accounts at age 73. However, RMDs don't apply to Roth individual retirement accounts while the owner ...

Saving enough money for retirement can be a challenge no matter who you are, but it’s a challenge worth tackling early and ...

It's true that Roth IRAs have income limits for contributions. In 2026, the limits are $168,000 if you're single, $252,000 if ...

Every child born between 2025 and 2028 is getting a baby shower gift from Congress and the president: a $1,000 deposit into a “Trump Account.” It’s free money, but your baby can’t spend it. Think of ...

Contributions are after tax, so your money grows tax free. There are no minimum withdrawal requirements. You can access your contributions at any time. When planning for retirement, choosing the right ...