Recurring charges can easily add up. CNBC picks the best apps to help you track and manage your paid subscriptions and memberships.

Easily cancel unwanted subscriptions, track your spending and credit score, automate savings and get help lowering bills.

Generally, the government isn’t in the business of free cash giveaways, but you might qualify for assistance programs, tax credits and grants that do not require repayment. You can capitalize on these ...