Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Credit card: With a credit card cash advance, you borrow against your available credit. If you have a $1,000 credit limit, ...

The pandemic has banks and other lenders preparing for a wave of bankruptcies, foreclosures and people not being able to pay off their credit cards. Getting credit or a loan has long depended on your ...

Thinking about renting a home, taking out car finance, applying for a mortgage or getting a credit card? If so, be prepared for lenders to take a close look at your credit score. This important score ...

Truth is, not all credit checks work the same way. Some won’t touch your score at all, while others create inquiries that stay on your report for years. Understanding how soft and hard credit pulls ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

Your credit score does more than help determine whether you qualify for a mortgage. It also impacts your interest rate. The higher your credit score, the better your mortgage rate. Those with scores ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

I wasn't chasing the elusive 850 credit score, but this one easy change got me there anyway. Here's what I did. Tiffany Wendeln Connors was a senior editor for CNET Money with a focus on credit cards.