In our culture of money, we tend to treat a credit score as a measure of how “responsible” we are. Creditors and lenders use this number to determine whether to trust us with debt, so it must signify ...

Let’s say you’re about to lease a new apartment, apply for a loan or take out a mortgage. These major steps require a credit score check to ensure you’re a borrower who pays bills on time and has a ...

You may qualify for a personal loan with a lower credit score, but expect to pay higher rates Carrie Pallardy has more than nine years of experience writing about a range of topics, including ...

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A Reddit user is concerned about getting a new credit card because he doesn’t want to damage his 800 credit score. You can get a new card without long-term damage to your credit if you do it right.

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...