Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...

Gift cards are an easy solution during the holiday season, but they don't always hit their mark. If you have a gift card you aren't thrilled about spending, you could turn it into cash. Shoppers do ...

Would you ever dream of buying a beautiful gift, maybe a cashmere sweater or a diamond necklace, and have it gift-wrapped at the store, only to watch your special someone open the box and discover it ...