The January 2026 update enables examination of Non-Qualified Mortgage activity at the loan level across seven years of ...

The latest 2023 Home Mortgage Disclosure Act (HMDA) data is in, and it confirms a few key trend lines for the mortgage industry: there was significantly less interest in mortgage loans in 2023, and ...

The CFPB recently announced that the platform for the submission of Home Mortgage Disclosure Act (HMDA) data collected in 2023 is now available for the submission of the data. The platform may be ...

Could anything be better than Krispy Kreme coming to McDonalds! Yes! The new HMDA data is here! (More of a more serious note below.) Whether donuts or mortgages, a company can’t manufacture them ...

July 16, 2024 - Earlier this year, the prudential banking regulators (Office of the Comptroller of the Currency, Federal Reserve Board, and Federal Deposit Insurance Corporation) proposed to revise ...

Now is about the time when you stop saying “Happy New Year,” either because it is no longer relevant, or you’ve forgotten who you’ve said it to. Lenders and vendors know that the “ability to repay” ...

Passed in 1975, the Home Mortgage Disclosure Act (HMDA) requires financial lenders to disclose specific details regarding their residential mortgage loans. Specifically, lenders must report certain ...

The Consumer Financial Protection Bureau (CFPB) and Freedom Mortgage were handed minor setbacks by the presiding and magistrate judges, respectively, in a case that the regulator brought in widespread ...

The Consumer Financial Protection Bureau fined Bank of America $12 million over Home Mortgage Disclosure Act violations. Some loan officers said borrowers declined to provide information on race, ...