Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. It comes as no surprise that if you plan on purchasing a house, you’ll ...

Californians looking to buy a house face some of the country’s most expensive real estate prices and wildfires that threaten scores of housing tracts. Now there’s another obstacle: finding an insurer ...

Whether it's hurricanes in Florida, wildfires in California or severe storms in the Great Plains, escalating risks continue to drive insurers out of the market. Talk of inflation often revolves around ...

Three of California’s largest home insurance companies declined nearly half of their claims in 2023, well above the national average, according to a ratings agency report reviewed by The Times. In a ...

The number of American homeowners without insurance has jumped to 12% from 5% in 2019. The spike in uninsured homes is being driven by a dramatic rise in the cost of coverage. Higher premiums are ...

The insurance industry is reacting to natural disasters by raising rates, reducing coverage and exiting some markets entirely. By Ronda Kaysen In 2016, when Shawn Loht bought his house near New ...