Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. It comes as no surprise that if you plan on purchasing a house, you’ll ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Discover what defines a home legally, its effects on taxes and residency, and view a real example to aid your understanding of primary residences and their implications.

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar ...

Auto and homeowners insurance rates have surged this year. For motor vehicle insurance alone, we've seen an average premium increase of 12.7% from 2023 to 2024, according to the November Consumer ...

Climate change is increasing the severity of natural disasters — and home insurance prices. For those moving to a climate-risk state, there are some steps you can take to protect your home. One ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...