Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. It comes as no surprise that if you plan on purchasing a house, you’ll ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

Climate change is increasing the severity of natural disasters — and home insurance prices. For those moving to a climate-risk state, there are some steps you can take to protect your home. One ...

Most insurers prefer to offer annual policies, as they commit you to coverage for the entire year. However, if you know your circumstances will change within the next 12 months, a short-term home ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Auto and homeowners insurance rates have surged this year. For motor vehicle insurance alone, we've seen an average premium increase of 12.7% from 2023 to 2024, according to the November Consumer ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

Pat Howard is a licensed insurance professional specializing in home insurance. He is a former managing editor at Policygenius, where he wrote, edited, and conducted data studies, which were ...