Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

With inflation and interest rates straining household budgets in 2025, homeowners are searching for ways to cut expenses. One often-overlooked opportunity for savings is your home insurance premium.

Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...