With its flexible coverage and positive customer feedback, Amica is the overall best homeowners insurance provider in our in-depth analysis of nearly 30 insurers.

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Homeowners insurance offers property and personal liability protection for unexpected emergencies. Mortgage lenders require it, and it’s strongly advised in any event because of the financial ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Homeowners insurance covers damage to your home and belongings caused by fire, heavy wind and other disasters. Many, or all, of the products featured on this page are from our advertising partners who ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Is reading your homeowner's policy as clear as mud? Take comfort — you're not alone. About two in three homeowners (65%) said they “have no idea” what their home insurance covers, and 16% said they ...

When a storm, fire, or burst pipe rips through your home, the first instinct is to fix what you can see. Yet the outcome of your homeowners claim often hinges on what you secure before you ever hit ...

Learn how renters insurance protects your belongings, covers liability, and supports additional living expenses. Discover why it's crucial even when not legally required.