In the insurance industry, an annual dividend is a yearly payment given by an insurance company to a policyholder.

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

When you apply for most types of life insurance, there is no guarantee you will be accepted – at least not at an affordable premium. That’s because the life insurance provider might determine that you ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value ...

Term life insurance is one of the most affordable and straightforward types of coverage. When you purchase a term life insurance policy, you lock in rates and coverage for a specific period. Most term ...

Discover why insurance companies hold voluntary reserves above state-regulated minimums to ensure solvency, support stability ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

If you’re thinking about life insurance in 2026, chances are you’re not just asking whether you need it, you’re asking which kind actually fits your life. Show Full Article For many, the choice comes ...