A "CD ladder" might sound like some complex investing strategy, but it's actually very simple -- and profitable. And with interest rates on the decline, now is the perfect time to lock in a high APY ...

Many banks are offering some of their best rates in years on certificates of deposit (CDs). Since rates may drop later this year, now could be a smart time to open a CD so you can lock in the current ...

The Federal Reserve recently cut interest rates for the first time this year, while also projecting a drop in rates into 2027. Certificate of deposit (CD) rates are already on the decline -- and ...

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

Something unusual is happening in the CD market right now. Banks are paying you more to lock up your money for six months than for five years. That's backward from how things usually work, and it ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Rajeev Dhir is a writer with 10+ years of experience as a journalist with a ...

The Federal Reserve cut rates 25 basis points during its Dec. 10 meeting. “CD rates may drift down shortly after the meeting,” says Sam Taube, lead investing writer at NerdWallet. So, pros suggest ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.35% APY, offered by Veridian Credit Union.

(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...