It's the holidays, so my phone is abuzz with messages. The problem is, most of the texts I'm receiving aren't from family and friends. Instead, I'm inundated with offers for tax prep assistance, back ...

SALT LAKE CITY — An out-of-the-blue text caught Victoria DiPietro's attention. It warned her that someone just bought $177 worth of stuff using her Apple Pay account. But that text didn't exactly send ...