The Points Guy on MSN

What is APR on a credit card?

As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea ...
A credit card’s interest rate is called its APR, or annual percentage rate. Different rates may be applied to various types of transactions — which could include purchases, balance transfers and cash ...
All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards ...
A 0% APR credit card can be a great financial tool, but there are debt traps to be aware of when using one. Always make the minimum payments on your credit card to avoid consequences like late fees, ...
You may be able to secure a 0% APR offer by requesting one from your credit card issuer. Offers are generally for balance transfers, but some issuers also offer pay-over-time plans or credit line ...
It’s common for credit cards to offer an introductory period of 0% annual percentage rate for new cardholders, often 12 to 24 months. But you don’t always have to apply for a new credit card to get a ...
If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...
Most of us will face periods where we need to carry a balance on our credit cards. Whether it's an unexpected expense—like a car repair or medical bill—or you're going through a period of reduced ...
What 0% APR means is that you can make purchases and pay no interest for a period of nine, 12, or even 15 months after opening a business credit card. This means you don't need to pay the balance in ...