A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

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Retirement savers get more room to maneuver in 2026, with higher 401(k) limits that can meaningfully shift long term outcomes for anyone willing to adjust their strategy. The new caps reward people ...

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...