John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Michael Adams is a former Cryptocurrency and ...

Marci Stepak avoided thinking about her retirement plan for far too long. “I would try desperately to bury my head in the sand,” says the 54-year-old Toronto resident. Instead, she focused on the ...