One major factor lenders consider when reviewing your mortgage application is your debt-to-income ratio (DTI). Essentially, how much of your paycheck goes toward paying down debts. A lower DTI tells ...

In the world of finance, an annuity is a contract between you and a life insurance company in which you give the company a lump sum or series of payments, and in return, the insurer promises to ...

If you seek regular income, you know that dividends are a must-have. Likewise, dividend growth rates are a key indicator of whether a company is financially healthy enough to keep paying them. You can ...

In nutrition science, there's a theory of metabolic typing that determines what category of macronutrient — protein, fat, carbs or a mix — you run best on. The debt-to-equity ratio is the metabolic ...

When you're applying for a mortgage, the numbers matter. So it's important to understand what everything means, which isn't always easy when you're trying to decipher industry jargon and acronyms. One ...

Editor’s note: This is part 13 of an ongoing series about using trusts and LLCs in estate planning, asset protection and tax planning. The effectiveness of these powerful tools — especially for asset ...

Liquidity is your company’s ability to pay the bills as they come due. We’ve all heard the saying “Cash is king,” so here are seven quick and easy ways to improve your company’s liquidity. Implement ...