If you’re often turned down for credit or you can only qualify for loans with exorbitant interest rates, your credit score may be to blame. Fortunately, there is no shortage of strategies you can use ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...

Thinking about renting a home, taking out car finance, applying for a mortgage or getting a credit card? If so, be prepared for lenders to take a close look at your credit score. This important score ...

Your credit score feels like one of those mysterious numbers that controls your financial life, but you might not know anything about improving it quickly. Can you actually boost your score in weeks ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

With any credit card, there's typically a limit to how much you can spend. And experts say choosing the right limit can play an important role in maintaining good credit health. Set based on factors ...

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...