Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

Ariana Arghandewal is a travel hacker and travel rewards expert who earns over 1.5 million miles every year. Since 2012 she has covered rewards travel and credit cards for various publications, ...

Spending money is easy. Keeping track of how much money you spend, not so much. Even if you're good at recording all your expenses in a financial program like Quicken, QuickBooks, or Xero, ...

Lines of credit and credit cards are both forms of revolving credit. You can expect more flexible payment terms with a line of credit, while credit cards tend to offer greater convenience and rewards.