If you have most of your money stashed in a basic savings account at a major bank, there's a pretty good chance you're making next to nothing keeping your money there. Even though the Federal Reserve ...

Dhara Singh is a personal finance writer with more than 300 articles published online on topics related to personal loans, mortgages, and retirement. Her work has been published on major financial ...

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

One way borrowers can get a lower interest rate is by putting more money down upfront. This strategy, called a mortgage buydown, involves buying mortgage points that lower your rate by a certain ...