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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Broad form insurance provides coverage for uncommon or higher-risk events, which is why it ...

Lucas Downey is the co-founder of MoneyFlows, and an Investopedia Academy instructor. Eric's career includes extensive work in both public and corporate accounting with responsibilities such as ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

From time to time Joel Baker truck driver -- that’s me -- has been asked by a customer or a broker if my insurance is from "XYZ Insurance" company. When I respond and say: “No, why do you ask?” I ...