Knowing the terminology helps when trying to make the best choices. If you aren't familiar with the insurance terms used in discussing your options, making choices can be difficult. Here's a little ...

Knowing these life insurance terms can help you when you’re looking for a new policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

Cut through the jargon with this easy-to-understand guide. Between all the different insurance options on the market (pet insurance, anyone?), knowing what type of cover and which policy is right for ...

Annual limit: A cap on the amount of services or the maximum number of dollars a health plan will pay for in a single year. These limits are often placed on medications and hospitalizations. These ...

It might even mean the difference between having an insurance policy that is there for you and one where you have surprise costs that you hadn't thought of. To help you pick here’s an all-in-one guide ...

Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

As Congress takes up a new health-insurance overhaul, a major focus will be on the individual-insurance market, where consumers and families buy their own plans.

The unemployment insurance system has never been easy to navigate, but these days, with over 32 million people in the United States claiming some kind of unemployment benefit, it seems more ...

This glossary includes many commonly used insurance and insurance-related terms. It is not an exhaustive list and only meant as an educational or informational aid. Terms, or definitions, as related ...

All Lines Aggregate – The combining of more than one line of coverage to establish an annual maximum for the insured for all those lines of coverage. Lines of coverage that might be considered are ...

Affordable coverage: Employer coverage is considered affordable if the employee's share of the annual premium for self-only coverage is no greater than 9.5 percent of annual household income.