Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

Contractors install a roof in Mobile County, Ala., designed to better withstand hurricanes. Other states are adopting similar programs, offering insurance discounts to encourage disaster preparation. ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

This first appeared in the Planet Money newsletter. You can sign up here. Three decades ago, Nancy Wallace narrowly escaped death in what was then California's most destructive wildfire. Since then, ...

Laura Morris’s house in Greenville, S.C., survived the punishing winds and rain of Hurricane Helene in September 2024. While her neighbors had trees fall on their houses or in their yards, her house ...

Home insurance prices jumped 19%, or on average of $273 per policy, last year. The two main reasons are rising costs for homebuilding and repairs, and the weather. The states with the highest home ...

HONOLULU (HawaiiNewsNow) - Policy cancellations and sticker shock. That’s what Hawaii residents are grappling with when it comes to their property insurance. Kaneohe homeowner Carol Fahy is among ...