Insurance industry profit motives conflict with our need for protection. Public insurance, coupled with proactive risk reduction, can help.

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...

LOS ANGELES — Last year, Francis Bischetti said he learned that the annual cost of the homeowners policy he buys from Farmers Insurance for his Pacific Palisades home was going to soar from $4,500 to ...

As storm season looms, arborist Mark Russell dispels common myths regarding home insurance covering a fallen tree on a house. It's crucial for homeowners to understand the specifics of their insurance ...

Wildfires today are not what they were in the nineteenth century — or even 20 years ago. Disastrous, history-making fires are no longer anomalies. The 2017 Sonoma County Tubbs Fire and the Camp Fire ...

Contractors install a roof in Mobile County, Ala., designed to better withstand hurricanes. Other states are adopting similar programs, offering insurance discounts to encourage disaster preparation. ...