If you have a car and a matching auto insurance policy, you've probably been offered the opportunity to lower your rate using telematics. Using a smartphone app or a separate device that plugs into ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Insurance provides financial protection by covering risks like accidents, health issues, or property loss, helping ...