That doesn’t mean the industry doesn’t tweak existing products and processes regularly – and there are several areas in which ...

In the United States, life insurance is a time-tested, conservative, and dependable financial product. But those very virtues ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

One of the most notable changes coming next year is the widespread introduction of death benefit securitization products across all life insurance companies. Initially rolled out by five major ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

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Permanent life insurance generally provides coverage for your entire life and builds tax-deferred cash value. There are several types of permanent life insurance, including whole life insurance and ...

Life insurance plays a crucial role in comprehensive financial planning, providing individuals with a safety net in case of unforeseen events such as disability or death. Life insurance companies ...

Mary Hall is a editor for Investopedia's Advisor Insights, in addition to being the editor of several books and doctoral papers. Mary received her bachelor's in English from Kent State University with ...

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

The Goods and Services Tax (GST) exemption on life insurance premiums has driven a 21% year-on-year increase in private life insurers’ sales in October–November 2025, even as profitability faces ...