If you are not prompted for a username and password after this Git config change, the likely cause is a conflict with Git Credential Manager (GCM). GCM is an alternate way for Git to perform OAuth ...

When building secure Java applications, it's important to make sure there are no plain text passwords anywhere in the code base.

A good password manager does more than just help you create secure passwords. It also stores them so you don't have to remember 16-digit strings of info.