Long-term care services in the U.S. cost an average of $60,000 to $100,000 a year. Long-term care insurance can help you cover LTC costs without depleting your savings. The best time to buy LTC ...

I’m 63 and have been on Social Security disability since 2008. My wife, also 63, stays home to care for me. We’re in poor health and were denied or quoted high rates for long-term care insurance in ...

There are two key factors you need to consider that can help you determine if purchasing a long-term care (LTC) insurance policy is a smart decision for you and your husband. One factor is your ...